During the Spring Festival, for convenience, cost savings, many people carpool to go home, carpool travel. However, travel is convenient carpool, but the risks are many hidden dangers is one of, if there is traffic accidents, carpooling may not be insurance. In this regard, Chongqing, insurance experts advise, in order to prevent accidents caused by car to fight the loss of travel insurance can not carpool province, driving both sides should travel accident insurance coverage.
Chongqing insurance experts say the traffic compulsory third party liability insurance and commercial insurance in the coverage amount of insurance on the vehicle personnel aspects of personal and property other than the compensation for damage caused, but can not carpool compensation. In addition, the board officers liability insurance mainly for passengers in the car accident occurred in compensation to the surface, which people can carpool damages, but the type of auto insurance business purposes can not be used to obtain insurance compensation.
Chongqing insurance experts suggest carpooling in order to prevent the damage caused by accident, driving the two sides should travel accident insurance coverage. Currently on the market are self-driving travel insurance, the insurance in addition to the insured's own accident and acute injuries, medical and other conventional risk to provide protection, but also special protection of the insured while driving on the car who caused personal injury liability. Moreover, the insurance premiums low, the protection of short duration, security responsibilities targeted, cost-effective. (Xinhua Cheng Zhengjun)
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